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Bank of America Scams Millions Again ?? Banks vs Crypto??Bank of America Corp. has joined Paxos Settlement Service, allowing certain stock trades to be settled in minutes rather than days. The Charlotte, North Carolina-based lender has applied for or received at least 43 patents for blockchain, the ledger technology used for verifying and. Bank of America said that although Near does prioritize network usability while other blockchains focus on maximizing "throughput," or speed, it.